Portfolio Risk Manager (GCB6)

 0/5

Thông tin công việc

Chức Danh: Portfolio Risk Manager (GCB6)

Danh mục: Ngân hàng

Loại hình công việc: Nhân viên chính thức

Mức lương: Cạnh tranh

Công ty: HSBC Vietnam

In this role, you will:

Impact on the Business

Conduct deep-dive analysis to optimize credit portfolios and strategies in order to maximize profit as well as controlling losses within AOP. Develop credit experiments using a ‘test and learn’ framework;
Ensure changes to credit policies/strategies are implemented in system accurately and timely;
Review and analyse existing business unit strategies and recommend new strategies as appropriate;
Support initiatives launched by business and supported by Risk as well as any other projects as required by Head of Credit Portfolio Management.

Customers / Stakeholders

Build strong relationships, adopting a joined up approach, to deliver business requirements at pace and with minimum conflict;
Maintain contact with stakeholders to identify and communicate business performance, status and potential risks;
Deliver processing efficiency & high levels of customer services.

Leadership & Teamwork

Acting as a Subject Matter Expert regarding credit decisioning to support the wider business transformation;
Coordinate with stakeholder/ASP in order to interpret data/reports and provide analyses for the development of scoring systems, limit assignment, profit models and decision systems across the portfolio credit life cycle;
Cooperate with other teams such as WPB, Digital, Operation, IT to ensure timely project delivery to maximize customer services without compromising credit standards;
Participate in all steps of analytical strategy assignments/credit risk projects.

Operational Effectiveness & Control

Ensure compliance with external regulatory requirements, internal control standards and group compliance policy;
Timely implements system change / recommendations made by line manager / functional head;
Ensure appropriate control of any new change impacting credit life cycle of our customers; monitor system implementation & enhancements (AAPS, HUB, SAS ID, etc.)
Constantly review, improve and challenge process efficiency / statu quo;
Participate in projects initiated by WPB Risk or other departments to enhance process / customer journey.

Quảng cáo

To be successful in the role, you should meet the following requirements:

Excellent problem solving ability
Excellent ability to process and analyse complex data to obtain insights through data analysis and MI;
Proven judgmental skills to identify and resolve problems
Proven experience delivering projects, participating in challenging project;
At least 3 years’ experience in related fields (previous experience in one of the following is desirable: retail/risk management/credit policy/approvals/credit operations/IT/data science);
Bachelor’s degree or equivalent professional qualification, preferably in relation to Banking, Data Science, Analytics, IT ...
Knowledge of retail lending products and the Vietnam lending environment;
Ability to confidently manage and support a diverse range of stakeholders (e.g. sales, product, underwriting team, risk, regional teams, IT, etc.);
Proficient in written and spoken English/Vietnamese;
Knowledge of programming language is preferred: SAS, Python, SQL;
Knowledge of data visualisation software is preferred: Tableau, Qlik;
An advantage to have extra-programming skills, basics of modelling (e.g. scorecards) and/or knowledge of lending systems.

Yêu cầu bằng cấp: Chưa nhập

Yêu cầu hồ sơ:

Yêu cầu độ tuổi: Chưa nhập

Yêu cầu kinh nghiệm: 5 - 7 Năm

Yêu cầu giới tính: Chưa nhập

Chế độ bảo hiểm,Du Lịch,Chế độ thưởng,Chăm sóc sức khỏe,Đào tạo,Tăng lương,